Funding Circle [
http://www.fundingcircle.com/ ] is a peer to peer lending company [ P2P ]. There are others
listed at
Wikipedia Category: Peer to Peer Lending Companies. Another is
Ratesetter, a greed driven
operation. ZOPA sounds
better to me. If you want your money back sooner go to
https://www.fundingcircle.com/investors/better-for-investors