Funding Circle

Funding Circle [ http://www.fundingcircle.com/ ] is a peer to peer lending company [ P2P ]. There are others listed at Wikipedia Category: Peer to Peer Lending Companies. Another is Ratesetter, a greed driven operation. ZOPA  sounds better to me. If you want your money back sooner go to https://www.fundingcircle.com/investors/better-for-investors